Select Credit Union understands that buying a home is probably the most important - and expensive - purchase you'll ever make. Take away some of the hassle with one of our flexible home loans.

Home Loans

Super Mortgage Home Loan

A fully featured loan at a great rate. Real flexibility so you can manage your mortgage as you choose.

  • Standard home loan with all the bells and whistles
  • No monthly account keeping fees
  • Make extra repayments and redraws without penalty
6.09% pa
interest rate

6.13 pa*
comparison rate
apply

Super Equity Access

Reduce your repayments by reducing the balance of your loan by the balance of your savings account.

  • A mortgage loan that acts like an overdraft
  • Use your income to reduce your loan interest
  • You may never have to apply for another loan again
6.24% pa
interest rate
apply

Super 3 Year Fixed Loan

A fixed rate loan gives you the security of knowing what your repayments will be for the next 3 years.

  • Fixed repayment amount for three years
  • After 3 years, loan reverts to Super Mortgage rates
  • Competitive interest rate
7.99% pa
interest rate

6.68 pa*
comparison rate
apply

Bridging Loan

Finance to purchase or build your new home even if you haven't yet finalised the sale of your existing home.

  • Buy new home before finalising sale of current home
  • Short term interest only loan
  • Don't miss out on your dream home!
7.09% pa
interest rate

7.13 pa*
comparison rate
apply
 

Additional Key Features

FEATURE  
Minimum amount $40,000
Maximum amount 80% of property value;
95% of property value with mortgage insurance
Loan period up to 30 years
Repayments Weekly, fortnightly or monthly
Interest charges Interest calculated daily, charged monthly
Application fees No
Account keeping fees No
Variable and lump sum repayments Yes
Early repayments without penalty Yes
Redraw facility Yes
Top up facility Yes
Mobile lender available Yes
 

More Information

 

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Questions?

If you have any questions, please contact us Enquire Now

* Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. View our comparison rate schedule.